09-30-2009, 08:38 PM
No, I'm not talking about not taking insurance while visiting US, rather it is about taking insurance from India, for a US visit. Many times people from India are tempted to take insurance from India as that is cheap or their friend is an agent. The Indian insurance companies have partnership with some shady US insurance providers. Their first goal is to avoid paying medical bill. If some disease is diagnosed in US during the visit, it is 100% guranteed that they will refuse payment citing that that was a pre-existing case.
I generally take visitor medical insurance from US for my parents, even if that is pretty expensive. I've never had to make claim, but hope that they will be more responsive than shady providers.
I generally take visitor medical insurance from US for my parents, even if that is pretty expensive. I've never had to make claim, but hope that they will be more responsive than shady providers.