10-02-2009, 09:50 AM
I would second Shamu's suggestion with the caveat that it is OK if there are no prior conditions. If that is so and you need treatment for things like minor injuries, minor infections etc it should work fine. But preexisting conditions or their secondary effects would be a problem. E.g. if some one had diabetes and consequently had a vascular or neural condition that manifested then it might not be covered as it will be called consequence of preexisting condition. It might be a good idea to get a good health checkup in India before leaving for the desh just to clear any potential issues.